30 Smart provides educational content and strategic guidance to help individuals build long-term wealth. This program does not offer legal or investment advice, and no specific results—such as credit approvals, funding, or profits—are guaranteed. All materials, including course content, tools, and strategies, are for informational and educational purposes only and are protected intellectual property. Any unauthorized use, reproduction, or distribution is strictly prohibited. Individual results will vary based on numerous factors, including personal credit history, financial discipline, market conditions, and your ability to implement what is taught. This is not a “get rich quick” scheme. Our website and program materials may include references to, or partnerships with, third-party services. 30 Smart is not responsible for the content, services, or performance of unaffiliated third parties. In some cases, we may recommend or collaborate with providers who share business affiliations. Utilizing credit and investing capital involves risk. You should always consult with a licensed financial advisor, credit specialist, or legal professional before making financial decisions based on program content.